Finland invoice generator
Pick Finland and the invoice sets itself up: ALV 25.5%, EUR amounts, your Y-tunnus / ALV-tunniste (FI…) and IBAN / SEPA transfer with a scannable QR code details. Download a PDF in seconds, with no account and no sign-up.
What an invoice in Finland must include
- Invoice date and a unique sequential number
- Seller’s name, address and VAT number (FI + business ID without the hyphen)
- Buyer’s name and address
- Nature and quantity of the goods or services, and the supply date
- Taxable amount for each VAT rate, the VAT rate and the VAT payable
Rules worth knowing
- You are not liable for VAT if turnover in the current and the previous calendar year is at most €20,000 (the old graduated relief ended in 2025). Above that you must register from the day you pass the limit.
- A seller who is not in the VAT register must not show VAT or a VAT rate on the invoice. If registration is pending, write “VAT registration pending”.
- A buyer may ask you for an e-invoice in the European standard format, but there is no general B2B e-invoicing mandate in Finland. State bodies accept only e-invoices.
- Selling services to a VAT-registered business in another EU country? Pick the reverse-charge setup: it charges 0% and prints the required wording. Show your client’s VAT number as well as your own.
ALV (VAT) setups built in
| Setup | Printed on the invoice |
|---|---|
| ALV 25.5% (general rate) | ALV 25.5% |
| ALV 13.5% (reduced) | ALV 13.5% |
| ALV 10% (reduced) | ALV 10% |
| Not VAT-registered (turnover up to €20,000) | No tax |
| EU business client, services (reverse charge) | No tax Käännetty verovelvollisuus / Reverse charge (Article 196, Directive 2006/112/EC). |
Tax authority: Verohallinto (Finnish Tax Administration). Last checked October 2026. Sources: Vero: VAT invoice requirements, Vero: VAT exemption for small businesses, Vero: What will change in taxation in 2025. Spotted something out of date? Email us and we’ll fix it.
This page is a practical summary, not tax advice. Check with Vero or an accountant if you’re unsure.
Questions about invoicing in Finland
Can’t find your answer? Email [email protected].
Is this Finland invoice generator really free?
Yes. There is no sign-up and no limit on invoices. The free PDF carries one small “Made with Invoice Passport” line at the bottom, which Pro removes. Invoices are created in your browser, and your details are saved on your own device, not on our servers.
What ALV (VAT) should I put on an invoice in Finland?
The tool offers these setups: ALV 25.5% (general rate); ALV 13.5% (reduced); ALV 10% (reduced); Not VAT-registered (turnover up to €20,000); EU business client, services (reverse charge). Pick the one that fits and adjust any rate. You can also add extra lines, including withholding that is subtracted from the total. Rates last checked October 2026.
What must an invoice include in Finland?
Invoice date and a unique sequential number; Seller’s name, address and VAT number (FI + business ID without the hyphen); Buyer’s name and address; Nature and quantity of the goods or services, and the supply date; Taxable amount for each VAT rate, the VAT rate and the VAT payable.
Can I invoice in USD, EUR or GBP from Finland?
Yes. The default is Euro (EUR), but you can pick any currency in the Document section. Amounts and dates are formatted the way your client expects.
How can clients pay me?
Add IBAN / SEPA transfer with a scannable QR code, plus an optional online payment link (PayPal, Stripe, Wise) that prints as a QR code.
Is a PDF invoice valid in Finland?
A buyer may ask you for an e-invoice in the European standard format, but there is no general B2B e-invoicing mandate in Finland. State bodies accept only e-invoices.