Ghana · GHS · VAT 20%
Ghana Invoice Generator
Pick Ghana and the invoice sets itself up: VAT 15% + NHIL 2.5% + GETFund 2.5%, GHS amounts, your TIN and MTN MoMo, Telecel Cash, AT Money or bank transfer details. Download a PDF in seconds, with no account and no watermark.
What an invoice in Ghana must include
- Seller’s name and address
- Seller’s TIN / VAT registration number (if registered)
- Buyer’s name and address
- Unique, sequential invoice number
- Invoice date (and supply date if different)
- Description, quantity and unit price of each item
- Tax rate and tax amount for each rate charged
- Total amount payable
- VAT, NHIL and GETFund shown separately on VAT invoices
Rules worth knowing
- VAT registration is required once taxable turnover passes GH₵ 750,000 a year (VAT Act 2025).
- VAT-registered businesses are being moved onto GRA’s E-VAT system in phases; if GRA has onboarded you, issue VAT invoices through E-VAT and use this invoice as a commercial copy.
- NHIL and GETFund are now input-deductible levies but are still charged on top of the 15% VAT.
VAT setups built in
| Setup | Printed on the invoice |
|---|---|
| VAT-registered — VAT 15% + NHIL 2.5% + GETFund 2.5% | VAT 15% + NHIL 2.5% + GETFund 2.5% |
| Combined 20% (single line) | VAT + Levies 20% |
Tax authority: Ghana Revenue Authority. Last checked 2026-09. Sources: Ghana Revenue Authority — VAT · PwC Worldwide Tax Summaries — Ghana. Spotted something out of date? Email us and we’ll fix it.
This page is a practical summary, not tax advice. Check with GRA or an accountant if you’re unsure.
Ghana invoices — FAQ
Is this Ghana invoice generator really free?
Yes. There is no sign-up, no watermark and no limit. Invoices are created in your browser, and your details are saved on your own device, not on our servers.
What VAT should I put on an invoice in Ghana?
The tool offers these setups: VAT-registered — VAT 15% + NHIL 2.5% + GETFund 2.5%; Combined 20% (single line). Pick the one that fits and adjust any rate. You can also add extra lines, including withholding that is subtracted from the total. Rates last checked 2026-09.
What must an invoice include in Ghana?
Seller’s name and address; Seller’s TIN / VAT registration number (if registered); Buyer’s name and address; Unique, sequential invoice number; Invoice date (and supply date if different); Description, quantity and unit price of each item; Tax rate and tax amount for each rate charged; Total amount payable; VAT, NHIL and GETFund shown separately on VAT invoices.
Can I invoice in USD, EUR or GBP from Ghana?
Yes. The default is Ghanaian Cedi (GHS), but you can pick any currency in the Document section. Amounts and dates are formatted the way your client expects.
How can clients pay me?
Add MTN MoMo, Telecel Cash, AT Money, or bank transfer, plus an optional online payment link (PayPal, Stripe, Wise) that prints as a QR code.
Is a PDF invoice valid in Ghana?
VAT-registered businesses are being moved onto GRA’s E-VAT system in phases; if GRA has onboarded you, issue VAT invoices through E-VAT and use this invoice as a commercial copy.